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Das Eurozeichen € ist das Währungssymbol des Euros. Es wurde am Dezember der Öffentlichkeit vorgestellt und von der Europäischen Kommission der EG-Staaten als Symbol für eine europäische Gemeinschaftswährung eingeführt. Das Eurozeichen € ist das Währungssymbol des Euros. Es wurde am Dezember der Öffentlichkeit vorgestellt und von der Europäischen. Diese Bezeichnung wird bei der Angabe von Euro-Beträgen ohne das Symbol „€“ verwendet. Urheberrechtlicher Schutz des Symbols. Die durch die Europäische. euro Icons. Kostenlose Vektor-Icons als SVG, PSD etikett mit euro-zeichen kostenlos Icon. Detail ansehen euro-symbol kostenlos Icon. Detail ansehen. Euro Symbol - Fotos, Lizenzfreie Bilder und Stockfotos. Durchstöbern Sie euro symbol Stock-Fotografie und Bilder. Oder suchen Sie nach eurosymbol.
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One euro is divided into cent officially  singular or "cents" unofficially. It was created in , but until 1 January it was used only for electronic payments.
In , 12 countries of the European Union EU took their state currencies out of circulation and adopted euro notes and coins as their only money.
There was a change-over period, called the "transition period" , when both the old national money and the euro were accepted, but by 28 February , all 12 countries were using just euros.
In , Slovenia became the 13th country to use the euro. In Cyprus and Malta became the 14th and 15th countries to use the euro. In , Slovakia became the 16th country to use the euro.
In , Estonia became the 17th country to use the euro. In , Latvia became the 18th country and in , Lithuania became the 19th country to use the euro.
On every banknote, there is a picture of a different European building style. All banknotes are the same throughout the entire eurozone; there are no different designs for different countries, unlike the euro coins.
One side of each coin is the same in all euro countries. The other side is different since each country who mints the coins inserts a symbol relating to that country.
Today there are many different sets of coins. Any of the coins can be used everywhere throughout the eurozone despite the country-specific symbol on the back.
The euro is the second-largest reserve currency as well as the second-most traded currency in the world after the United States dollar.
The name euro was officially adopted on 16 December in Madrid. Physical euro coins and banknotes entered into circulation on 1 January , making it the day-to-day operating currency of its original members, and by March it had completely replaced the former currencies.
In late , the euro became immersed in the European sovereign-debt crisis , which led to the creation of the European Financial Stability Facility as well as other reforms aimed at stabilising and strengthening the currency.
The euro is managed and administered by the Frankfurt -based European Central Bank ECB and the Eurosystem composed of the central banks of the eurozone countries.
As an independent central bank, the ECB has sole authority to set monetary policy. The Eurosystem participates in the printing, minting and distribution of notes and coins in all member states, and the operation of the eurozone payment systems.
The Maastricht Treaty obliges most EU member states to adopt the euro upon meeting certain monetary and budgetary convergence criteria , although not all states have done so.
The United Kingdom and Denmark negotiated exemptions,  while Sweden which joined the EU in , after the Maastricht Treaty was signed turned down the euro in a non-binding referendum in , and has circumvented the obligation to adopt the euro by not meeting the monetary and budgetary requirements.
All nations that have joined the EU since have pledged to adopt the euro in due course. These liabilities carry interest at the main refinancing rate of the ECB.
The euro is divided into cents also referred to as euro cents , especially when distinguishing them from other currencies, and referred to as such on the common side of all cent coins.
In Community legislative acts the plural forms of euro and cent are spelled without the s , notwithstanding normal English usage.
All circulating coins have a common side showing the denomination or value, and a map in the background. Due to the linguistic plurality in the European Union , the Latin alphabet version of euro is used as opposed to the less common Greek or Cyrillic and Arabic numerals other text is used on national sides in national languages, but other text on the common side is avoided.
For the denominations except the 1-, 2- and 5-cent coins, the map only showed the 15 member states which were members when the euro was introduced.
Beginning in or depending on the country , the old map was replaced by a map of Europe also showing countries outside the EU like Norway , Ukraine , Belarus , Russia and Turkey.
All common sides were designed by Luc Luycx. The coins also have a national side showing an image specifically chosen by the country that issued the coin.
Euro coins from any member state may be freely used in any nation that has adopted the euro. To avoid the use of the two smallest coins, some cash transactions are rounded to the nearest five cents in the Netherlands and Ireland   by voluntary agreement and in Finland by law.
These coins are legal tender throughout the eurozone. Collector coins with various other denominations have been issued as well, but these are not intended for general circulation, and they are legal tender only in the member state that issued them.
The design for the euro banknotes has common designs on both sides. The design was created by the Austrian designer Robert Kalina.
Each banknote has its own colour and is dedicated to an artistic period of European architecture.
The front of the note features windows or gateways while the back has bridges, symbolising links between states in the union and with the future.
While the designs are supposed to be devoid of any identifiable characteristics, the initial designs by Robert Kalina were of specific bridges, including the Rialto and the Pont de Neuilly , and were subsequently rendered more generic; the final designs still bear very close similarities to their specific prototypes; thus they are not truly generic.
The monuments looked similar enough to different national monuments to please everyone. Capital within the EU may be transferred in any amount from one state to another.
All intra-Union transfers in euro are treated as domestic transactions and bear the corresponding domestic transfer costs.
Of the symbol, the Commission stated . The European Commission also specified a euro logo with exact proportions and foreground and background colour tones.
The euro was established by the provisions in the Maastricht Treaty. In the Maastricht Treaty, the United Kingdom and Denmark were granted exemptions per their request from moving to the stage of monetary union which resulted in the introduction of the euro.
For macroeconomic theory, see below. The name "euro" was officially adopted in Madrid on 16 December Due to differences in national conventions for rounding and significant digits, all conversion between the national currencies had to be carried out using the process of triangulation via the euro.
The definitive values of one euro in terms of the exchange rates at which the currency entered the euro are shown on the right.
The rates were determined by the Council of the European Union , [note 8] based on a recommendation from the European Commission based on the market rates on 31 December The European Currency Unit was an accounting unit used by the EU, based on the currencies of the member states; it was not a currency in its own right.
They could not be set earlier, because the ECU depended on the closing exchange rate of the non-euro currencies principally the pound sterling that day.
The procedure used to fix the conversion rate between the Greek drachma and the euro was different since the euro by then was already two years old.
While the conversion rates for the initial eleven currencies were determined only hours before the euro was introduced, the conversion rate for the Greek drachma was fixed several months beforehand.
The currency was introduced in non-physical form traveller's cheques , electronic transfers, banking, etc. Their exchange rates were locked at fixed rates against each other.
The notes and coins for the old currencies, however, continued to be used as legal tender until new euro notes and coins were introduced on 1 January The changeover period during which the former currencies' notes and coins were exchanged for those of the euro lasted about two months, until 28 February The official date on which the national currencies ceased to be legal tender varied from member state to member state.
The earliest date was in Germany, where the mark officially ceased to be legal tender on 31 December , though the exchange period lasted for two months more.
Even after the old currencies ceased to be legal tender, they continued to be accepted by national central banks for periods ranging from several years to indefinitely the latter for Austria, Germany, Ireland, Estonia and Latvia in banknotes and coins, and for Belgium, Luxembourg, Slovenia and Slovakia in banknotes only.
The earliest coins to become non-convertible were the Portuguese escudos , which ceased to have monetary value after 31 December , although banknotes remain exchangeable until Following the U.
The authors conclude that the crisis "is as much political as economic" and the result of the fact that the euro area lacks the support of "institutional paraphernalia and mutual bonds of solidarity of a state".
With all but one Denmark of the remaining EU members obliged to join when economic conditions permit, together with future members of the EU, the enlargement of the eurozone is set to continue.
The euro has been used as a trading currency in Cuba since ,  Syria since ,  and Venezuela since In , Zimbabwe abandoned its local currency and used major currencies instead, including the euro and the United States dollar.
Since its introduction, the euro has been the second most widely held international reserve currency after the U. Over this period, the share held in U.
The euro inherited and built on the status of the Deutsche Mark as the second most important reserve currency. The possibility of the euro becoming the first international reserve currency has been debated among economists.
Outside the eurozone, a total of 22 countries and territories that do not belong to the EU have currencies that are directly pegged to the euro including 14 countries in mainland Africa CFA franc , two African island countries Comorian franc and Cape Verdean escudo , three French Pacific territories CFP franc and three Balkan countries, Bosnia and Herzegovina Bosnia and Herzegovina convertible mark , Bulgaria Bulgarian lev and North Macedonia Macedonian denar.
With the exception of Bosnia, Bulgaria, North Macedonia which had pegged their currencies against the Deutsche Mark and Cape Verde formerly pegged to the Portuguese escudo , all of these non-EU countries had a currency peg to the French Franc before pegging their currencies to the euro.
Pegging a country's currency to a major currency is regarded as a safety measure, especially for currencies of areas with weak economies, as the euro is seen as a stable currency, prevents runaway inflation and encourages foreign investment due to its stability.
Within the EU several currencies are pegged to the euro, mostly as a precondition to joining the eurozone. Since , stamps issued by the Sovereign Military Order of Malta have been denominated in euros, although the Order's official currency remains the Maltese scudo.
In economics, an optimum currency area, or region OCA or OCR , is a geographical region in which it would maximise economic efficiency to have the entire region share a single currency.
There are two models, both proposed by Robert Mundell : the stationary expectations model and the international risk sharing model. Mundell himself advocates the international risk sharing model and thus concludes in favour of the euro.
Before the lates recession it was considered unlikely that a state would leave the euro or the whole zone would collapse. John Lanchester, writing for The New Yorker , explains it:.
The guiding principle of the currency, which opened for business in , were supposed to be a set of rules to limit a country's annual deficit to three per cent of gross domestic product, and the total accumulated debt to sixty per cent of G.
It was a nice idea, but by the two biggest economies in the euro zone, Germany and France, had broken the rules for three years in a row.
The most obvious benefit of adopting a single currency is to remove the cost of exchanging currency, theoretically allowing businesses and individuals to consummate previously unprofitable trades.
For consumers, banks in the eurozone must charge the same for intra-member cross-border transactions as purely domestic transactions for electronic payments e.
Financial markets on the continent are expected to be far more liquid and flexible than they were in the past. The reduction in cross-border transaction costs will allow larger banking firms to provide a wider array of banking services that can compete across and beyond the eurozone.
However, although transaction costs were reduced, some studies have shown that risk aversion has increased during the last 40 years in the Eurozone.
Another effect of the common European currency is that differences in prices—in particular in price levels—should decrease because of the law of one price.
Differences in prices can trigger arbitrage , i. Therefore, prices on commonly traded goods are likely to converge, causing inflation in some regions and deflation in others during the transition.
Some evidence of this has been observed in specific eurozone markets. Before the introduction of the euro, some countries had successfully contained inflation, which was then seen as a major economic problem, by establishing largely independent central banks.
The euro has come under criticism due to its regulation, lack of flexibility and rigidity towards sharing member States on issues such as nominal interest rates.
While increased liquidity may lower the nominal interest rate on the bond, denominating the bond in a currency with low levels of inflation arguably plays a much larger role.
A credible commitment to low levels of inflation and a stable debt reduces the risk that the value of the debt will be eroded by higher levels of inflation or default in the future, allowing debt to be issued at a lower nominal interest rate.
Unfortunately, there is also a cost in structurally keeping inflation lower than in the United States, UK, and China. The result is that seen from those countries, the euro has become expensive, making European products increasingly expensive for its largest importers.
Hence export from the eurozone becomes more difficult. In general, those in Europe who own large amounts of euros are served by high stability and low inflation.
A monetary union means states in that union lose the main mechanism of recovery of their international competitiveness by weakening depreciating their currency.
When wages become too high compared to productivity in exports sector then these exports become more expensive and they are crowded out from the market within a country and abroad.
This drive fall of employment and output in the exports sector and fall of trade and current account balances. Fall of output and employment in tradable goods sector may be offset by the growth of non-exports sectors, especially in construction and services.
Increased purchases abroad and negative current account balance can be financed without a problem as long as credit is cheap. A state in a monetary union cannot use weakening of currency to recover its international competitiveness.
To achieve this a state has to reduce prices, including wages deflation. This could result in high unemployment and lower incomes as it was during European sovereign-debt crisis.
This may be because of the inclusion of the Financial crisis of — and ongoing integration within the EU. The euro has most specifically stimulated investment in companies that come from countries that previously had weak currencies.
The introduction of the euro has led to extensive discussion about its possible effect on inflation. In the short term, there was a widespread impression in the population of the eurozone that the introduction of the euro had led to an increase in prices, but this impression was not confirmed by general indices of inflation and other studies.
The study found that consumers based their beliefs on inflation of those cheap goods which are frequently purchased. One of the advantages of the adoption of a common currency is the reduction of the risk associated with changes in currency exchange rates.
It has been found that the introduction of the euro created "significant reductions in market risk exposures for nonfinancial firms both in and outside Europe".
The introduction of the euro seems to have had a strong effect on European financial integration.
According to a study on this question, it has "significantly reshaped the European financial system, especially with respect to the securities markets [ As of January , and since the introduction of the euro, interest rates of most member countries particularly those with a weak currency have decreased.
Some of these countries had the most serious sovereign financing problems. The evidence on the convergence of prices in the eurozone with the introduction of the euro is mixed.
Several studies failed to find any evidence of convergence following the introduction of the euro after a phase of convergence in the early s.
A study suggests that the introduction of the euro has had a positive effect on the amount of tourist travel within the EMU, with an increase of 6.
The ECB targets interest rates rather than exchange rates and in general does not intervene on the foreign exchange rate markets.
This is because of the implications of the Mundell—Fleming model , which implies a central bank cannot without capital controls maintain interest rate and exchange rate targets simultaneously, because increasing the money supply results in a depreciation of the currency.
In the years following the Single European Act , the EU has liberalised its capital markets and, as the ECB has inflation targeting as its monetary policy , the exchange-rate regime of the euro is floating.
The euro is the second-most widely held reserve currency after the U. After its introduction on 4 January its exchange rate against the other major currencies fell reaching its lowest exchange rates in 3 May vs Pound sterling , 25 October vs the U.
Afterwards it regained and its exchange rate reached its historical highest point in 15 July vs U. With the advent of the global financial crisis the euro initially fell, to regain later.
Despite pressure due to the European sovereign-debt crisis the euro remained stable. Besides the economic motivations to the introduction of the euro, its creation was also partly justified as a way to foster a closer sense of joint identity between European citizens.
The formal titles of the currency are euro for the major unit and cent for the minor one-hundredth unit and for official use in most eurozone languages; according to the ECB, all languages should use the same spelling for the nominative singular.
Official practice for English-language EU legislation is to use the words euro and cent as both singular and plural,  although the European Commission's Directorate-General for Translation states that the plural forms euros and cents should be used in English.
From Wikipedia, the free encyclopedia. Currency of most countries in the European Union. This article is about the currency. For other uses, see Euro disambiguation.
For other uses, see EUR disambiguation and Euros disambiguation. European Union Monetary agreement Unilateral adopters 2.
Other partial users 4. Single euro payments area 13 from Main articles: Euro coins and Euro banknotes. Main article: Single Euro Payments Area.
Main article: Euro sign. Main article: History of the euro. This section needs additional citations for verification.
Please help improve this article by adding citations to reliable sources. Unsourced material may be challenged and removed. Austrian schilling.
Luxembourg franc. Portuguese escudo. Greek drachma. Slovenian tolar. Lithuanian litas. Main articles: Eurozone crisis and Greek government-debt crisis.
See also: — Icelandic financial crisis. Further information: Eurozone , International status and usage of the euro , and Enlargement of the eurozone.
San Marino. Eurozone members. Monetary agreement. Unilaterally adopted. Main article: International status and usage of the euro.
External adopters of the euro. Currencies pegged to the euro. Currencies pegged to the euro within narrow band. United States. External adopters of the US dollar.
Currencies pegged to the US dollar. Currencies pegged to the US dollar within narrow band. Further information: Optimum currency area.
Euro exchange rate against U. Main article: Linguistic issues concerning the euro. Money portal European Union portal Numismatics portal.
The Caribbean Netherlands introduced the United States dollar in The percentages above are the percent of trades involving that currency regardless of whether it is bought or sold, e.
European Communities. Retrieved 1 April European Central Bank. Deutsche Welle. Retrieved 4 November Official Journal of the European Union.
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Archived from the original on 20 October European Commission website. Retrieved 2 January Bank for International Settlements.Retrieved 30 May Tap the text field you want to type. Financial markets on the continent are expected to be far more Mega Jackpot.Ch and flexible Super Sport Kladionica they were in the past. Philippine Bet365 Mobile. Thai baht. Namespaces Article Talk. Neither will work under JapaneseKorean or Traditional Chinese system locale settings. Europa Casino Bonus Codes 2 October Premium-Benutzer bleiben Speichern und fortfahren. Füge Cash Casino Gorlitz Zuordnungszeile in der Nähe der Stelle ein, wo du die Ressource verwendest. Entsprechend der Vorgaben aus Brüssel sind alle nationalen Motive mit einem Kranz aus zwölf Sternen umgeben. Kostenlos Halma Spielen ihr wurde vorgeschlagen, dass Deutschland und Frankreich zur Unterbindung künftiger militärischer Sicheres Banking, als ersten Schritt ihre Kohle- und Stahlproduktion gemeinsam durch ein supranationales Organ verwalten sollten. Der Euro wurde am 1. Er stellt keinerlei vertraglichen Verpflichtungen dar. Ja, löschen. Antwort abschicken. Bilderstrecke starten 5 Bilder.